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Why Traditional Bill-Splitting Methods Just Don’t Cut It – And How Youchamp Can Help

Splitting bills with friends and family can be a tricky business. Whether you’re dining out, traveling together, or sharing a household, it can be tough to figure out who owes what and how to divide up expenses fairly. Traditionally, bill-splitting has been done manually, with group members tallying up expenses on a piece of paper or calculator, and then dividing the total by the number of people involved. But these methods have several limitations and drawbacks that can lead to errors, confusion, and even conflict. In this blog post, we’ll explore why traditional bill-splitting methods just don’t cut it, and how our chat app youchamp can help make the process easier and more accurate.


The Limitations of Traditional Bill-Splitting Methods


They’re Time-Consuming
One of the main problems with traditional bill-splitting methods is that they’re time-consuming. Adding up receipts, tallying expenses, and dividing up the total takes time and effort, especially if there are multiple people involved or if expenses are spread out over several days or locations. This can be especially frustrating if you’re on vacation or trying to enjoy a night out with friends. Spending half an hour or more just to figure out who owes what can put a damper on the fun.


They’re Prone to Errors
Another issue with traditional bill-splitting methods is that they’re prone to errors. It’s easy to make mistakes when adding up numbers or dividing by the wrong number of people. Even small errors can lead to discrepancies in the final totals, which can cause confusion and disagreements. In some cases, one person may end up paying more than their fair share, while another pays less, leading to resentment and tension.


They Don’t Account for Varied Expenses
Traditional bill-splitting methods also don’t take into account the fact that different people may have different expenses. For example, one person may order an expensive cocktail while another sticks to water, or one person may need to rent a car while another takes public transportation. These differences in spending can make it difficult to divide up expenses fairly, and can lead to disagreements over who should pay what.


They Don’t Allow for Adjustments
Finally, traditional bill-splitting methods don’t allow for adjustments or changes once the totals have been calculated. If someone realizes they made a mistake or forgot to include an expense, it can be difficult to go back and correct the total. This can lead to confusion and disagreements over who owes what, and can make it difficult to resolve the issue fairly.


How youchamp Can Help


At youchamp, we’ve developed a better way to split bills. Our app takes the hassle out of the process by automating the calculations and providing a simple, user-friendly interface that makes it easy to keep track of expenses and divide up costs fairly. Here are some of the ways our app can help:


It’s Quick and Easy
With youchamp, splitting bills is quick and easy. Simply add expenses as you go, and our app will automatically calculate the totals and divide them up among the group members. You can see who owes what in real-time, which makes it easy to keep track of expenses and avoid confusion. This means you can spend less time worrying about the math and more time enjoying your time with friends and family.


It’s Accurate and Reliable
youchamp is designed to be accurate and reliable, which means you can trust that the totals are correct and fair. Our app takes into account varied expenses, so you can be sure that everyone is paying their fair share. Plus, because the calculations are automated, there’s less chance of mistakes.


So what are you waiting for? Download youchamp, share it with your mates – and simplify your relationships.

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youchamp 3.0 is Here

Our MASSIVE youchamp 3.0 update is here!

After quietly analysing your feedback and running extensive tests, we are proud to announce the launch of the newest version of youchamp.


User interface
youchamp has a sleek new design that makes keeping up with your loved ones easier than ever before.

User experience
We’ve improved our the way our money manager works, so you can take control of your expenses without any hassle.

Receipt scanning
Got a group expense? Scan and upload your receipt and let everyone easily pick and choose what they pay for.

Business payments
Businesses can save money on EFTPOS and transactions fees by using youchamp’s business payment system.

Start a free crowdfunding or fundraising campaign in youchamp and keep 100% of what you raise with us.


youchamp 3.0 is available now on the App Store and Play Store. Download the update today and start using youchamp to manage all your social expenses.

We can’t wait to find out what you think!

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Track All Your Expenses With An App

It was so 2020: when people would shuffle through receipts and write all their expenditure down. It’s now 2021, and youchamp is here to help you manage your expenses and IOUs without any extra work from your end!


youchamp gives you a full history of every payment you’ve made in the app. We also give you a monthly summary of your paid expenses, pending payments and IOUs. With your daily spending sorted into different categories, you can easily keep track of where your money is going – and what you might want to cut back on.

No more wondering where all your money has gone! youchamp is your saving grace for saving!


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Champy Goes Missing

Your feedback has been received and your voices have been heard! We’ve been hard at work these past few months, bringing lots of exciting new changes to the youchamp app.

Here’s a little sneak peek of what’s coming to youchamp – keep an eye out for the update!


This update is so big and exciting that Champy has gone off on a world tour to tell everybody about it! Actually, speaking of Champy… we’re not sure where he is right now. Have you seen Champy?


Let us know if you find Champy!


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Personal Expense Management Assistant

You know, youchamp isn’t just about sharing costs and organising group presents. It’s also about bringing people together and inspiring new experiences!

Do you want to bond with colleagues outside of work, but organising a team outing feels like a chore? Champy feels you. That’s why we’re letting youchamp deal with the annoying bits while you have all the fun!

Invite your team to a new youchamp group. Then pick an awesome activity (like virtual reality rooms, treetop adventures, paintball, outdoor skydiving or whatever floats your boat). People are always busy, so just choose the best date for your team and lock it in before anyone can back out!

What next? Split the cost of the activity, get together and share fun memories afterwards in your youchamp group! youchamp will get you excited to share more amazing experiences together. You’ll be so happy to be a part of such a fun team!

Thank you,


Expense Management Assistant

AI that Helps you Split Bills

As you might know by now – it’s Movember! The hairest time of the year, where men grow facial hair to create awareness of men’s health issues, like prostate cancer, testicular cancer and men’s suicide.

And now youchamp is helping you and your friends get more involved!


First, sign up at Then create a group in the youchamp app to quickly spread the word about your get-together. Get your mates to chip in for food, drinks and entertainment. The more fun you have, the easier it is to raise money!

On the day, get your friends to donate directly through the youchamp app. Make sure you’ve created a no limit group for this, so they can donate any amount they want. Your friends can donate with credit card, cash or bank transfer. It’s that easy!

Make sure you take the time to sit back, relax and enjoy the event. Have fun doing good with youchamp!


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Remind Your Friends They Owe You

Wow, long weekends get booked up fast! With Labour Day quickly approaching, it’s time to grab your friends, log into youchamp and spend some time enjoying exciting things in your city.

A long weekend and a love of sports, what an awesome combination! Use youchamp to get you and your friends together for the biggest sporting weekend of the year. If you’re going to the NRL grand final, make sure you have your group tickets sorted out quick by using the youchamp app. Get your friends to pay for their share and include any food and drinks you might be sharing!

Located in Melbourne? Sadly, there’s no long weekend for you, but there are still many awesome things you can do! Gather your friends and head over to Melbourne Cricket Ground for the AFL grand final. Or if you’re not keen on fighting the crowds, the pub is a good alternative. Just use youchamp to keep track of the rounds you’re buying!


Not much of a sports person? Don’t worry, there are plenty of ways to keep you and your friends busy! You can head over to Manly for the annual Jazz Festival. It’s a great way to celebrate jazz music, good food, beach culture and great times. And what better way to do that than with your friends? youchamp will sort out your festival tickets – and get you chatting about the performances you want to see!

Or maybe you want to get away from the city chaos for a couple of days. youchamp will help you organise a weekend away to a national park for some camping, hiking, kayaking or whatever it is that piques your interest! It’s a super fun way to bond with friends, have new experiences and form lasting memories. Keep the fun times going by sharing pictures in youchamp after the weekend.

youchamp will help you create some fun and special memories this weekend. And when Tuesday morning comes around, you can tell your colleagues all about them!

Thank you,


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Expense Splitting App

Congrats on making it through the winter! Is it just Champy, or does it seem longer and colder every year? With warmer weather on the way, you might be thinking about how to come out of hibernation and reacquaint yourself with your friends.

The birds are singing, and the sun is shining. Jump out of your winter coat and welcome in the new season with youchamp! What better way to transition to spring than a day out at the races?

Spring racing season is here, and youchamp will get you and your friends ready to hit the track and create some memories!


Start a new youchamp group so your friends can decide which race day to attend. While you’re at it, you can chip in for your tickets, get your drink and food money sorted or plan your race day outfits. And if you’re a serious punter, youchamp is the perfect place to do a betting pool!

If you want a truly memorable spring racing adventure, you’re gonna want to get your friends into youchamp. Spring the youchamp app on your friends – if they don’t already have it. Showing you care about their company is the best way to begin your spring.

Have a happy Spring,


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Meet Our AI Bot

Remember that time I told you that you would be able to chat with an AI bot directly in youchamp?

Well! I’ve made a little video to show you how it works. We’re uploading the new version to the stores right now, so make sure you update your app as soon as it is available and you’ll see the new Champy! chat group right there waiting for you.


Ask me some questions and I’ll be able to answer straight away. Check it out in the video below:

So how good does that look? See you in youchamp soon.

See you in the app!

Thank you,


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You Can Now Chat With Champy


youchamp app

I’ve got some exciting news: you’ll soon be able to chat with me, Champy, directly in youchamp! How awesome is that?

I’m your expense management AI, here to help you manage all your youchamp groups. I’ll help you with multi-payments and keep you updated on who owes what. Just chat with me if you need to understand how something works!

Please don’t judge me too harshly, I am getting smarter every day. Work with me to help me get better at helping you.


We’ll also be changing things up so you won’t have to claim to receive your funds – Champy will automatically transfer the funds to you.

Can hardly wait? Keep an eye out for the most exciting update coming to youchamp soon.

See you in the app!

Thank you,