Virtual expense management assistant

Let Champy help you manage your money


Our social expense management chatbot makes costs sharing a breeze!

Champy is your social
expense management assistant

Champy is your expense management assistant

champ chat
champ chat

You can always see where and when you are transferring money, and who is sending money to you. The information is available from any device. All you have to do is log in to this bill management app.
With the youchamp Pay Direct function, you can use your credit card or bank account to transfer funds directly to anyone in your phone book. And even people who aren’t. To use this direct pay method, just enter their phone number or email address and the amount you want to send, and youchamp will do the rest.
They’ll receive a message letting them know you are transferring them money and that they can collect it by giving us their bank details. You don’t have to do anything. We’ll take care of everything for you.

A virtual assistant that helps you split bills

Champy is always happy to help. He’ll help you split your bills, manage your expenses and improve your spending habits. He is basically a bill splitting app within a bill splitting app. He’s a debt collector and a budget consultant. In fact, he’s whatever you want him to be. He will chat to you day and night and will always be happy about it.


Our AI chatbot is always learning and it’s his favourite thing to do. He wants to learn new things and talk to other people about them, so you should talk to him and he’ll respond. If he doesn’t know something, he’ll learn it and that way, next time, you’ll be able to chat to him about your favourite topics. He will also help you to split bills and manage expenses. He’ll help you pay your bills and help you get paid.

Chat to our AI chatbot today and learn more about splitting expenses.

best mobile payment app bill management app

youchamp works as the
best travel splitting app

youchamp and champy work as the best travel splitting app

With the best money management app youchamp at your disposal, splitting bills with travel and expense management by an app have never been easier. You can split your expenses with anyone in a group. Even if it’s one or a thousand people. youchamp will do the work for you. You just add the expense to a group, enter your requirements, and youchamp will calculate the amount owed by everyone. It will even follow them up to remind them to pay you.

And, if you owe someone money, with youchamp, you can offset that amount against what you are paying for. So not only is youchamp an easy to use and fantastic looking messaging app, it’s also the best mobile payments app around.