Secure Credit Card Payments in an App


youchamp gives you a faster, more efficient way to pay your friends. With youchamp direct payments, you’re no longer limited to fiddling around with bank account numbers and online banking apps; nor do you have to search for an ATM, had your friend a $50 note and then work out how much change you’re owed. youchamp allows you to have your friends directly and securely with your credit card. That’s right! No EFTPOS needed. No bank transfers. And no cash in hand. Direct pay with credit card right in the youchamp app.

youchamp credit card payments are completely secure and we never store your credit card data. We use Stripe to process credit card payments and POLi Payments for account to account payment transactions. To keep it simple and secured we instead allocate each user a token which accesses the payments through Stripe and POLi Payments. Stripe is one of the largest and most trusted systems in the world when it comes to credit card payments. You can find out more at and

Can I get paid directly to my credit card?

Unfortunately, you can only pay others with your credit card, not vice versa. We are actively seeking a solution to allow instant transfers to credit cards. We don’t want you to have to create another account with another system, so until we can find something seamless, we’ll continue to use Stripe and then transfer money to you every day. Our most ideal solution to you will be to credit your credit card with the amount owed to you by the group that you have created.

Interested in finding out more about our direct payments? Download the youchamp app and try it yourself today! You’ll be amazed at how versatile youchamp is, and how easy it is to make direct payments in youchamp.

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