youchamp a split bill app and lots more. It’s also a chat and a true expense management app. You can use youchamp to organise events with friends and family, chat with them and pay direct to each other without fiddling with bank account details and using your credit cards. You can even pay your group members with even split or uneven split all within the app.

With youchamp you can pay your bills and expenses without ever leaving the app, and you can also manage all your expenses in the same place. You’ll know how much you are spending and where, and you’ll be able to make decisions about your budget with all the information right in front of you.

There’s no need to worry about moving between multiple screens or multiple apps to work out who and what you owe. Instead you can go to the expense management section in the app, and you’ll see a breakdown of all the expenses and bill splitting that has occurred.

One of the best things about youchamp is that it has its one intelligent assistant built in that can help you manage your expenses and sent out payment requests as and when necessary. Champy is our unique and fun AI bot who is here to help you manage your finances and split your bills. Champy will learn things from you and will become your true expense management assistant.

Get all these features and loads more when you download youchamp app from the Play Store or App Store. Now you can settle bills, manage expenses and make direct payments right from the palm of your hand. Read our other blogs to find out more about how youchamp app is transforming the way the world shares and cares.

To ensure the success of the youchamp website, it was important for us to choose an experienced website development agency in Sydney. DigiGround is a Sydney web developer that took the time to understand our website goals so that they could meet and exceed them. Their web development team in Sydney introduced new insights and ideas, saving us resources and time, and they were able to operate as an extension of the youchamp team.

DigiGround is a Sydney web development company that took the time to understand our website goals

The youchamp website is a 24/7 marketing and sales machine! It helps our users understand how to use youchamp and make smarter money decisions. We turned to DigiGround because they had a reputation for being the best web developer in Sydney. DigiGround has a proven track record of delivering SEO friendly and high converting web designs. By teaming up with a 100% Australian based web design company, we were able to be more focused and efficient as DigiGround helped us identify our targets and expected results from the outset.

Why we recommend choosing DigiGround for the best web design and development services in Sydney

Working with an experienced website development agency ensures that your product is delivered successfully and meets all requirements. DigiGround is an expert Sydney web designer that knows the best way to approach your website development project. They will help you avoid common mistakes and pitfalls so that at the end of the project, you will have a high converting and fully functional website. DigiGround is able to build sites that are secure and extremely well optimised for search engine rankings. We recommend turning to DigiGround for all your Sydney web development needs. Check out their website and contact them today for web design in Sydney!

youchamp gives you a faster, more efficient way to pay your friends. With youchamp direct payments, you’re no longer limited to fiddling around with bank account numbers and online banking apps; nor do you have to search for an ATM, had your friend a $50 note and then work out how much change you’re owed. youchamp allows you to have your friends directly and securely with your credit card. That’s right! No EFTPOS needed. No bank transfers. And no cash in hand. Direct pay with credit card right in the youchamp app.

youchamp credit card payments are completely secure and we never store your credit card data. We use Stripe to process credit card payments and POLi Payments for account to account payment transactions. To keep it simple and secured we instead allocate each user a token which accesses the payments through Stripe and POLi Payments. Stripe is one of the largest and most trusted systems in the world when it comes to credit card payments. You can find out more at www.stripe.com and www.polipayments.com.

Can I get paid directly to my credit card?

Unfortunately, you can only pay others with your credit card, not vice versa. We are actively seeking a solution to allow instant transfers to credit cards. We don’t want you to have to create another account with another system, so until we can find something seamless, we’ll continue to use Stripe and then transfer money to you every day. Our most ideal solution to you will be to credit your credit card with the amount owed to you by the group that you have created.

Interested in finding out more about our direct payments? Download the youchamp app and try it yourself today! You’ll be amazed at how versatile youchamp is, and how easy it is to make direct payments in youchamp.

Splitting the bill is a fun experience when you do it with youchamp! Our split bill app will take care of the finances while you and your friends and family spend your holiday relaxing. Here’s how youchamp is helping you split group travel costs.

youchamp makes it super easy to keep a running tally of what you and your friends have paid for. Start your trip by creating a group chat with the people you’re travelling with. Each time someone pays for something for the whole group (such as petrol, accommodation or lunch), get them to enter it into the expense manager. They can add everyone who was a part of the expense and opt to split equally or unequally. Keep all your IOUs and shared expenses in the one place so that everybody can easily see how much they’ve paid and how much they’re still owed.

No more worrying about money while you’re travelling. Holidays are supposed to be spent relaxing and having fun. And youchamp would like to keep it that way! When you use youchamp to split expenses while travelling, you no longer have that money stress looming over your head. Youchamp makes your life a while lot easier when you’re away from home!

At the end of the trip, youchamp will offset your expenses. This means that you don’t have to pay everyone back for each individual expense. Instead, youchamp will offset all the expenses so you only have to pay the difference. This keeps things even more simple – we know that when you get back from a trip, money is the last thing you want to think about! Now you’ll have more time to spend sharing photos from your trip and discussing the special memories you’ve made with your loved ones.

Keep it simple. Keep it happy. Download youchamp today.

youchamp is the best chat app there is. You can create as many group chats as you like and invite everyone you like to participate. Everybody can join in, share memories and chats and have a great time.

You can organise groups according to your members. For example, you can create a separate group for those you regularly dine with, your colleagues from work and your immediate and extended family. Having separate chat groups for your different friendship groups will make it easier when it comes to splitting bills. You can directly message your groups about the events you’re planning, expenses you’re splitting, or simply to share images and files.

The youchamp chat app provides you with a clean, minimal experience. We have simplified our chat app so that you can focus on having conversations with your loved ones without being distracted by ads, stickers, games and unnecessary features that take away from the inclusivity.

We are determined to inspire genuine sharing moments with youchamp app. We are serious about promoting inclusiveness, which, when combined with the banking and chat function, allows users to engage in social interactions within the application. Users come to youchamp to engage in meaningful conversations and work towards fulfilling shared goals. youchamp aims to become a one-stop-shop for all its user needs.

Download youchamp today and start having meaningful conversations with your friends and family. Get the youchamp app from the Play Store or App Store today.

You’ve had your group dinner, made some meaningful connections and created some special memories. Now the dinner bill has been placed on the table and you’re all staring at it, waiting for someone to approach the matter at hand.

How are we splitting the group dinner bill?

Equal split the group dinner bill

Thanks to youchamp, you’ll no longer be left out of pocket! If you volunteer to pay the bill, your friends can pay you back using the youchamp app. The payments can be made instantly with a credit card, so there’s no need for your friends to wait to pay you back. Simply go to the expense management section, enter the bill total, select the contributors and press the ‘equal split’ button. If you’re concerned about the trustworthiness of your friends, don’t worry: not only can you see who’s paid for what, but we’ll also send out reminders to anybody who still owes you.

Direct pay the volunteer

A quick way to settle the bill is by volunteering to pay the bill yourself and requesting everyone else to direct pay you in youchamp. You won’t need to set up a new youchamp group either! Your friends can pay you with credit card using just your phone number. That means no BSB numbers, no account numbers and no fiddling around with banking apps.

Split unequally (only pay for what you ordered)

In the expense management section of the app, enter the total price of the bill and select your contributors. Now, you can enter the amounts everybody owes, or you can allow your group members to choose for themselves. We suggest including an image of the receipt to make this easier!

youchamp allows you to only pay in the way you feel most comfortable. Download the youchamp app today and experience a great way to share.

We all love spending time on the weekend with the people we love. But what we don’t like is when the awkward bits get in the way of our fun. To make your time together as great as it can be, use youchamp for all your bill splitting, payment making and memory sharing needs. Here are just a few of the items and activities you can share with youchamp.

 

Split holiday costs

When you’re on holidays, you want to be spending time relaxing and enjoying yourself – not thinking about finances. Thankfully with youchamp, you and your friends can simply keep a running tally of who has spent money for what. At the end of the trip, youchamp will offset the amounts and everybody can pay their dues accordingly.

 

Split dinner bills

Group eating can strengthen friendships. And the best way to make that happen is with youchamp. An equal split payment in youchamp is the easiest and least awkward way to deal with the group dinner bill. However, make sure that everyone is happy to do so. Otherwise, there’s always the option of paying for what you ordered.

 

Split a group present

The older we get, the more expensive our presents get. Gone are the days of $5 toys. Now your friends want mobile phones, smart watches and tablets. To keep everybody happy, why not split an expensive gift amongst your friendship group or family? That way everybody gets the chance to contribute to purchasing a special gift for someone they care about.

 

Split event payments

Do you have a special celebration coming up? You can save yourself money by splitting the costs with your guests or fellow event organisers in youchamp. Example, you can pay for the venue, while your mate pays for the food and your brother organises the entertainment. You can split these costs between yourselves after the event, when you can afford to do so, rather than having to pay for everything yourself up front.

 

Your feedback has been received and your voices have been heard! We’ve been hard at work these past few months, bringing lots of exciting new changes to the youchamp app. We’re so excited to announce that youchamp 2.0 is available on both iPhone and Android!

 

youchamp 2.0 has been developed with user-friendly navigation and a fresh new look, updated with the latest mobile technology. The aim of our youchamp update is to make sharing with your friends even easier. The new design and structure improve its usability, making it easier for you to find what you need.

We wanted to give our youchamp users the opportunity to keep track of how much they’re spending and how much their friends owe them. In the Payments section, you’ll see the expenses you are owed or owing, and within the chat groups, you can find a separate expense management section. This enables you to share costs any way you like, with as many people you like. And you’ll never go over your budget because you can see how much you’re spending in the expense management section.

You’ll find the youchamp app has a new direct payment section. We moved the payment feature to this section so you can easily make or view payments. We know you hate logging into your bank app and manually entering bank account details. That’s why we’ve partnered with POLi Payments and Stripe so you can pay and get paid directly in youchamp with the simple press of a button. No more logging into banking apps – with youchamp, you can now make direct payments with just a phone number!

We are incredibly proud of the app we have developed and hope you enjoy using its new features. We are continuously working on making youchamp the best application for bill splitting and expense management. Follow our youchamp social media pages to stay in the loop.

Your feedback has been received and your voices have been heard! We’ve been hard at work these past few months, bringing lots of exciting new changes to the youchamp app. We’re so excited to announce that youchamp 2.0 will soon be available for both iPhone and Android!

youchamp 2.0 has been developed with user-friendly navigation and a fresh new look, updated with the latest mobile technology. The aim of our update is to make sharing with your friends even easier. The new design and structure improve its usability, making it easier for you to find what you need.

We wanted to give our users the opportunity to keep track of how much they’re spending and how much their friends owe them. In the Payments section, you’ll see the expenses you are owed or owing, and within the chat groups, you can find a separate expense management section. This enables you to share costs any way you like, with as many people you like. And you’ll never go over your budget because you can see how much you’re spending in the expense management section.

You’ll find the app has a new direct payment section. We moved the payment feature to this section so you can easily make or view payments. We know you hate logging into your bank app and manually entering bank account details. That’s why we’ve partnered with POLi Payments and Stripe so you can pay and get paid directly in youchamp with the simple press of a button. No more logging into banking apps – with youchamp, you can now make direct payments with just a phone number!

We are incredibly proud of the app we have developed and hope you enjoy using its new features. We are continuously working on making youchamp the best application for bill splitting and expense management. If you have any feedback or ideas, please reach out to the DigiGround team by emailing connect@digiground.com.au.

Keep an eye out for the youchamp update coming soon! Follow our youchamp social media pages to stay in the loop.

1. How do you store my credit card data?

youchamp doesn’t store your credit card data. We use Stripe to process credit card payments and so instead of us keeping your details, we allocate each user a token which accesses the payments through Stripe. Stripe is one of the largest and most trusted systems in the world when it comes to payments. You can find out more at www.stripe.com

2. How do you store my bank details?

Your bank details are stored on our encoded server, so no one has access to it except our system for making payments. We need your bank details to pay any money that is charged by credit card, but we don’t to know them.

3. What do you do with my contact details?

We need your phone number and email address to allow you to login to youchamp. But other than that, Champy will occasionally send you emails about updates made to youchamp. Everything is stored on our protected server which is on Amazon Web Services (AWS).

4. Is my chat private?

Your chat groups are only available to the users in the chat group. Our system stores the encoded messages on our protected server. This is to protect you from anything unscrupulous happening to your money.

5. When will my money come to my account?

We transfer funds every day! So, it’s entirely up to your bank when it arrives.

6. Why can’t you pay directly to my credit card?

We are actively seeking a solution to allow instant transfers to credit cards. We don’t want you to have to create another account with another system, so until we can find something seamless, we’ll continue to use Stripe and then transfer money to you every day.

7. Can I pay for my friends?

You absolutely can. Just tap on pay for someone else and you can select who you want to pay for. In a Split Equal group, you’ll be paying the equal amount and in an unequal split group you’ll have to enter how much you want to pay for each person. Champy doesn’t tell anyone that you’ve paid for someone else though. He’ll just let everyone know that each person has made their own payment.

8. What’s the difference between equal not unequal splits?

Sometimes you’ll go for a holiday and everyone is paying the same for the accommodation. Sometimes you’ll go out for dinner and one person will have a diet coke while another person will have a lobster. With youchamp, you can make your group to suit either way. A Split Equal group means youchamp will automatically calculate the amount owing by everyone and let them know. An Unequal Split means each person will have to enter the amount they are paying and youchamp will keep track of it for you.

9. How do you close a group?

The group Arranger can swipe left on a group at any time and tap claim. This will close the group and any outstanding funds will be transferred to the Arranger. We’ll also charge any processing fees at the time to the Arranger’s credit card.

10. What happens if one of the group members doesn’t pay?

That’s exactly what youchamp is for. In the Group Details screen everyone can see who has paid what. The group will also stay in everyone’s open group screens, so they’ll always know who hasn’t paid. You can chat about it, send reminders via SMS or in the group and make sure you are always getting paid. You can also choose to claim the group with members outstanding and claim any funds. But be warned, once you claim, they won’t be able to pay anymore.

11. Why can’t I delete a group?

You shouldn’t need to! youchamp isn’t just about taking payments, it’s also about making and keeping memories. Whenever you claim a group, it will stay in your app and you will still be able to share photos and memories about the event. You’ll also be able to always track who has paid what forever.

12. What happens to the data of the closed group?

It stays there forever! Keep sharing your memories and keep talking about the amazing time you had.

13. Do my friends need to download the app to join a group?

If they want to chat in the group, yes, they do! BUT they don’t need to download the app to pay. Instead, you can provide them with the group number, and they can go to the Make a Payment section on the website and pay through there, just like in the app.